• 专利附录
  • 专利说明
  • 权利要求
  • 类似技术
  • 同族专利
  • 引用文献
  • 法律状态
  • 优先权
    • 专利摘要:
    PURPOSE: A public utility charge paying method using a radio communication terminal is provided to perform a prompt and accurate payment by paying a charge by using an electronic money inserted in a universal identity module(UIM) card of a radio communication terminal on the basis of information on the used amount of water, electricity and gas checked by a user. CONSTITUTION: Integrated charging server transmits a short message to a connected radio communication terminal(31). When a user depresses a connection button for connection to a designated integrated charging server, the radio communication terminal requests a call connection to the integrated charging server(32). The integrated charging server completes an authentication procedure and informs the radio communication terminal of the authentication confirmation(33). The radio communication terminal transmits checked information on gas, water and electricity inputted by the user to the integrated charging server(34). The integrated charging server requests a charge settlement on the basis of the calculated public charge information from a cyber bank server connected through an Internet network(35). The cyber bank server transmits the public charge payment information to the radio communication terminal(36). The radio communication terminal outputs the received public charge payment information through a display unit and performs a public charge settlement inputted by the user according to the outputted information through the inserted UIM card(37). The cyber bank server authenticates the public charge payment according to the public charge settlement information received from the radio communication terminal and transmits an electronic-signed receipt to the radio communication terminal(38). The cyber bank server informs the integrate charging server that the public charge payment through the radio communication terminal(39).
    公开号:KR20020047588A
    申请号:KR1020000076077
    申请日:2000-12-13
    公开日:2002-06-22
    发明作者:최홍석
    申请人:이계철；주식회사 케이티；
    IPC主号:
    专利说明:

    Method of payment the public utilty charges using the wireless commuincation terminal}
    [8] The present invention relates to a utility bill payment method using a wireless communication terminal, and more particularly, electronic money embedded in a UIM (Universal Identity Module) card of a wireless communication terminal based on information of water, electricity, and gas usage read by a user. The present invention relates to a utility bill payment method using a wireless communication terminal that allows a public utility bill to be paid by using a.
    [9] In general, gas bills, electricity bills, and water bills, which are utility bills, pay bills according to the bills sent by each company when the meter visits each household and sends a bill according to the amount of usage of the meter. In addition, these days, the meter used to read the amount directly used by each generation for the quick reading of the meter and write it in a certain place, so that the meter reading visitor can confirm this.
    [10] However, as mentioned above, the payer had to find a financial institution in order to pay the fee within the designated period of the bill.In case of paying the fee through automatic payment, each company is inaccurate because the household does not read the meter correctly. There was a problem in that an excessive fee was paid in each household due to the conversion value.
    [11] Accordingly, the present invention has been proposed in order to solve the above-mentioned conventional problems, and each generation directly inputs the consumption of electricity, water, and gas through a wireless terminal with a built-in UIM card, and delivers them to the integrated billing server. It is an object of the present invention to provide a method of paying a utility bill using a wireless communication terminal and a computer readable recording medium recording a program for realizing the same.
    [1] 1 is a configuration diagram of an embodiment for realizing a utility bill payment method using a wireless communication terminal according to the present invention.
    [2] Figure 2 is an embodiment structure for the integrated billing DB according to the present invention.
    [3] Figure 3 is a flow chart of one embodiment of a utility bill payment method using a wireless communication terminal according to the present invention.
    [4] <Description of the symbols for the main parts of the drawings>
    [5] 100: wireless communication terminal 110: UIM card
    [6] 120: wireless communication network 130: integrated billing server
    [7] 140: Internet 150: cyber bank server
    [12] The present invention for achieving the above object, in the method for paying utility bills using a wireless communication terminal, using a certain period of time using the meter reading information transmitted from a wireless communication terminal with a UIM card and its schedule A first step of calculating utility bill information according to the usage of the period; A second step of requesting the cyber bank server for payment according to the calculated utility bill information for a predetermined period; And a third step of receiving the utility bill payment information of the wireless communication terminal from the cyber bank server.
    [13] On the other hand, the present invention, the billing system having a processor for paying utility bills using a wireless communication terminal, the usage of a certain period and the usage of the predetermined period by using the metering information transmitted from the wireless communication terminal with a UIM card embedded therein A first function of calculating utility bill information according to the above; A second function of requesting a cyber bank server for payment according to the calculated utility bill information for a predetermined period; And a computer readable recording medium recording a program for realizing a third function of receiving utility bill payment information of a wireless communication terminal from a cyber bank server.
    [14] The objects, features and advantages described above will become more apparent from the following detailed description taken in conjunction with the accompanying drawings. Hereinafter, exemplary embodiments of the present invention will be described in detail with reference to the accompanying drawings.
    [15] 1 is a configuration diagram of an embodiment for realizing a utility bill payment method using a wireless terminal according to the present invention.
    [16] That is, the wireless communication terminal 100 includes a UIM card 110 that is responsible for functions such as authentication of personal information, payment by electronic money.
    [17] The UIM card 110 is a card having a built-in microprocessor and has internal processing capability, and includes a chip operating system (COS), an electrically erasable programmable read only memory (EEPROM), and a security algorithm. .
    [18] That is, the wireless communication terminal 100 including the UIM card 110 is connected through the wireless communication network 120 to receive a usage input request of electricity, water and gas from the integrated billing server 130, and the usage information input by the user. To transmit to the integrated billing server (130).
    [19] The integrated billing server 130 calculates usage fee information using the usage information received from the wireless communication terminal 100, and uses the calculated usage fee information to the cyber bank server 150 connected to the Internet network 140. send.
    [20] Here, the integrated billing server 130 includes an integrated billing DB 135. As shown in FIG. 2, the integrated billing DB 135 includes a meter indication number, a total cumulative usage amount, a current month usage, Southern amounts are stored sequentially at the address specified by the user.
    [21] The cyber bank server 150 receives the usage fee information from the integrated billing server 130, and transmits the utility bill payment information to the wireless communication terminal 100 through the wireless communication network 120 based on the usage fee information.
    [22] The wireless communication terminal 100 outputs bill payment information transmitted from the cyber bank server 150 to a user through a display unit (not shown), and transmits the utility bill payment information input by the user to the wireless communication network 120. The cyber bank server 150 is connected.
    [23] Here, the utility bill payment information is billed through the infant M card 110 embedded in the wireless communication terminal (100). That is, information that is paid as much as the utility bill corresponding to the utility bill payment information is transmitted to the cyber bank server 150 in the electronic money stored in the baby M card 110. The cyber bank server 150 receives bill payment information transmitted from the wireless communication terminal 100 and notifies the integrated billing server 130 of the fact that the utility bill is paid.
    [24] 3 is a flowchart illustrating an embodiment of a method for paying a utility bill using a wireless communication terminal according to the present invention.
    [25] As shown in FIG. 3, the integrated billing server 130 transmits a short message to the wireless communication terminal 100 connected through the wireless communication network 120 at a predetermined date (for example, 25 days) every month (31). Then, the wireless communication terminal 100 receives the short message and outputs the short message to the display device (not shown) as the user presses the confirmation button. At this time, the short message that is output is "Please input your electricity, water and gas consumption by 27 days." It is preferable to induce the input of the usage information of the user by outputting as follows.
    [26] On the other hand, when the user confirms the short message and presses a connection button (not shown) for access to the designated integrated billing server 130, the wireless communication terminal 100 is connected to the integrated billing server 130 through the wireless communication network 120 Calling for a call is requested (32). Accordingly, the integrated billing server 130 receives the call connection request and notifies the authentication confirmation to the wireless communication terminal 100 through the wireless communication network 120 after completing the authentication procedure (33).
    [27] Then, the wireless communication terminal 100 transmits meter reading information such as gas, water, electricity, etc. input by the user to the integrated billing server 130 (34). In this case, the meter reading information transmitted is numeric information input by the user, and the integrated billing server 130 calculates the amount of gas, water, electricity, etc. using the numerical information, and the utility bill information corresponding to the calculated amount of usage. To calculate. Thereafter, the integrated billing server 130 requests the cyber bank server 150 connected through the Internet network 140 to charge the bill based on the calculated utility bill information (35). Then, the cyber bank server 150 transmits the utility bill payment information to the wireless communication terminal 100 connected to the wireless communication network 120 (36). In this case, the fee payment information transmitted to the wireless communication terminal 100 preferably includes a payment period of the utility bill, a payment method of the utility bill, etc. together with the utility bill details calculated by the information read by the user.
    [28] Accordingly, the wireless communication terminal 100 outputs the transmitted utility bill payment information through the display device, and performs the utility bill payment input by the user through the embedded UIM card. At this time, the payment information of the utility bill is provided to the cyber bank server 150 through the wireless communication network 120 (37). Then, the cyber bank server 150 approves the payment of the utility bill by the payment information of the utility bill received from the wireless communication terminal 100, and receives the electronically signed receipt based on the approval of the payment of the utility bill. 100) (38).
    [29] Therefore, the user of the wireless communication terminal 100 can confirm the payment of the utility bill. In addition, the cyber bank server 150 notifies the integrated billing server 130 connected to the Internet network 140 that the payment of the utility bill through the wireless communication terminal 100 is completed (39).
    [30] The method of the present invention as described above may be implemented as a program and stored in a computer-readable recording medium (CD-ROM, RAM, ROM, floppy disk, hard disk, magneto-optical disk, etc.).
    [31] The present invention described above is not limited to the stated embodiments and the accompanying drawings, and it is common in the art that various substitutions, modifications, and changes can be made without departing from the technical spirit of the present invention. It will be evident to those who have knowledge of.
    [32] The present invention as described above, the user can make a payment quickly and accurately by using the electronic money embedded in the UIM card of the wireless communication terminal based on the water, electricity and gas usage information read by the user. It works.
    权利要求:
    Claims (4)
    [1" claim-type="Currently amended] In the method of paying utility bills using a wireless communication terminal,
    A first step of calculating utility bill information according to usage of a predetermined period and usage of the predetermined period using metering information transmitted from a wireless communication terminal having a UIM card embedded therein;
    A second step of requesting the cyber bank server for payment according to the calculated utility bill information for a predetermined period; And
    Third step of receiving utility bill payment information of wireless communication terminal from cyber bank server
    Utility bill payment method using a wireless communication terminal comprising a.
    [2" claim-type="Currently amended] The method of claim 1, wherein the cyber bank server,
    When the wireless communication terminal approves the payment of the utility bill, the utility bill payment method using the wireless communication terminal, characterized in that for transmitting the electronically signed receipt to the wireless communication terminal.
    [3" claim-type="Currently amended] The method of claim 1, wherein the payment of the utility bill,
    Method for paying bills using a wireless communication terminal characterized in that the wireless communication terminal transmits the electronic money stored in the baby M card to the cyber bank server.
    [4" claim-type="Currently amended] In a billing system equipped with a processor for paying utility bills using a wireless communication terminal,
    A first function of calculating usage amount of a certain period and utility bill information according to the usage amount of the predetermined period by using meter reading information transmitted from a wireless communication terminal having a UIM card;
    A second function of requesting a cyber bank server for payment according to the calculated utility bill information for a predetermined period; And
    Third function for receiving the utility bill payment information of the wireless communication terminal from the cyber bank server
    A computer-readable recording medium having recorded thereon a program for realizing this.
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    同族专利:
    公开号 | 公开日
    KR100707670B1|2007-04-13|
    引用文献:
    公开号 | 申请日 | 公开日 | 申请人 | 专利标题
    法律状态:
    2000-12-13|Application filed by 이계철, 주식회사 케이티
    2000-12-13|Priority to KR1020000076077A
    2002-06-22|Publication of KR20020047588A
    2007-04-13|Application granted
    2007-04-13|Publication of KR100707670B1
    优先权:
    申请号 | 申请日 | 专利标题
    KR1020000076077A|KR100707670B1|2000-12-13|2000-12-13|Method of payment the public utility charges using the wireless communication terminal|
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